Call reports 2017
MUTUAL SAVINGS ASSOCIATION — 2017
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,765,000 | 205,747,000 | 206,662,000 | 209,871,000 |
| Total loans | 112,641,000 | 115,256,000 | 118,905,000 | 122,714,000 |
| Allowance for loan losses | 1,748,000 | 1,938,000 | 1,826,000 | 1,833,000 |
| Securities available for sale | 34,162,000 | 38,688,000 | 39,605,000 | 39,003,000 |
| Securities held to maturity | 6,032,000 | 5,745,000 | 5,570,000 | 5,297,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,831,000 | 141,931,000 | 142,198,000 | 146,485,000 |
| Interest-bearing deposits | 127,989,000 | 129,396,000 | 129,843,000 | 134,125,000 |
| Noninterest-bearing deposits | 12,842,000 | 12,535,000 | 12,355,000 | 12,360,000 |
| Equity capital | 60,602,000 | 61,355,000 | 61,849,000 | 60,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,572,000 | 3,226,000 | 4,907,000 | 6,697,000 |
| Interest expense | 193,000 | 407,000 | 638,000 | 893,000 |
| Net interest income | 1,379,000 | 2,819,000 | 4,269,000 | 5,804,000 |
| Noninterest income | 383,000 | 1,053,000 | 1,567,000 | 2,022,000 |
| Noninterest expense | 1,277,000 | 2,542,000 | 3,855,000 | 5,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 456,000 | 1,267,000 | 1,845,000 | 2,394,000 |
| Income tax | 114,000 | 345,000 | 493,000 | 1,922,000 |
| Net income | 342,000 | 922,000 | 1,352,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,932,000 | 61,510,000 | 61,942,000 | 61,061,000 |
| Total capital | 62,446,000 | 63,053,000 | 63,518,000 | 62,621,000 |
| Risk-weighted assets | 120,754,000 | 123,026,000 | 125,690,000 | 124,508,000 |