Call reports 2014
MUTUAL SAVINGS ASSOCIATION — 2014
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 200,591,000 | 195,454,000 | 195,187,000 | 195,930,000 |
| Total loans | 110,613,000 | 109,370,000 | 111,897,000 | 109,304,000 |
| Allowance for loan losses | 1,754,000 | 1,567,000 | 1,574,000 | 1,520,000 |
| Securities available for sale | 38,184,000 | 35,718,000 | 35,840,000 | 35,740,000 |
| Securities held to maturity | 11,853,000 | 10,709,000 | 9,944,000 | 9,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,697,000 | 135,946,000 | 135,653,000 | 136,488,000 |
| Interest-bearing deposits | 129,834,000 | 125,357,000 | 124,107,000 | 125,399,000 |
| Noninterest-bearing deposits | 11,863,000 | 10,589,000 | 11,546,000 | 11,089,000 |
| Equity capital | 56,919,000 | 57,312,000 | 57,199,000 | 57,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,888,000 | 3,786,000 | 5,657,000 | 7,415,000 |
| Interest expense | 365,000 | 688,000 | 997,000 | 1,291,000 |
| Net interest income | 1,523,000 | 3,098,000 | 4,660,000 | 6,124,000 |
| Noninterest income | 408,000 | 785,000 | 1,226,000 | 1,628,000 |
| Noninterest expense | 1,281,000 | 2,663,000 | 4,022,000 | 5,443,000 |
| Provision for loan losses | 0 | 0 | 950,000 | 950,000 |
| Pretax income | 638,000 | 1,251,000 | 794,000 | 1,230,000 |
| Income tax | 151,000 | 298,000 | 70,000 | 158,000 |
| Net income | 487,000 | 953,000 | 724,000 | 1,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,274,000 | 55,704,000 | 55,188,000 | 55,414,000 |
| Total capital | 57,028,000 | 57,271,000 | 56,762,000 | 56,934,000 |
| Risk-weighted assets | 145,697,000 | 136,565,000 | 133,290,000 | 131,788,000 |