Call reports 2013
MUTUAL SAVINGS ASSOCIATION — 2013
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 212,532,000 | 208,891,000 | 209,170,000 | 206,491,000 |
| Total loans | 113,704,000 | 111,083,000 | 107,594,000 | 108,381,000 |
| Allowance for loan losses | 1,979,000 | 1,790,000 | 1,818,000 | 1,746,000 |
| Securities available for sale | 33,161,000 | 32,092,000 | 36,514,000 | 36,332,000 |
| Securities held to maturity | 19,313,000 | 18,812,000 | 13,147,000 | 12,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,484,000 | 150,958,000 | 150,634,000 | 148,412,000 |
| Interest-bearing deposits | 143,903,000 | 141,310,000 | 139,976,000 | 138,841,000 |
| Noninterest-bearing deposits | 11,581,000 | 9,648,000 | 10,658,000 | 9,571,000 |
| Equity capital | 55,040,000 | 55,828,000 | 56,202,000 | 56,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,220,000 | 6,479,000 | 8,400,000 |
| Interest expense | 491,000 | 938,000 | 1,361,000 | 1,763,000 |
| Net interest income | 1,651,000 | 3,282,000 | 5,118,000 | 6,637,000 |
| Noninterest income | 600,000 | 1,129,000 | 1,664,000 | 2,066,000 |
| Noninterest expense | 1,362,000 | 2,662,000 | 4,041,000 | 5,430,000 |
| Provision for loan losses | 1,077,000 | 1,077,000 | 1,077,000 | 1,077,000 |
| Pretax income | -388,000 | 305,000 | 1,218,000 | 1,339,000 |
| Income tax | -208,000 | -37,000 | 211,000 | 185,000 |
| Net income | -180,000 | 342,000 | 1,007,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,957,000 | 53,656,000 | 53,910,000 | 53,957,000 |
| Total capital | 56,936,000 | 55,446,000 | 55,728,000 | 55,703,000 |
| Risk-weighted assets | 157,987,000 | 156,681,000 | 154,411,000 | 151,095,000 |