Call reports 2012
MUTUAL SAVINGS ASSOCIATION — 2012
What MUTUAL SAVINGS ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 215,861,000 | 214,407,000 | 215,335,000 | 213,966,000 |
| Total loans | 120,058,000 | 119,522,000 | 116,676,000 | 116,786,000 |
| Allowance for loan losses | 1,474,000 | 1,427,000 | 1,319,000 | 1,273,000 |
| Securities available for sale | 36,730,000 | 34,248,000 | 33,906,000 | 34,106,000 |
| Securities held to maturity | 22,855,000 | 21,364,000 | 20,634,000 | 19,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,649,000 | 156,296,000 | 157,304,000 | 155,065,000 |
| Interest-bearing deposits | 148,249,000 | 147,009,000 | 146,674,000 | 145,713,000 |
| Noninterest-bearing deposits | 9,400,000 | 9,287,000 | 10,630,000 | 9,352,000 |
| Equity capital | 52,219,000 | 52,052,000 | 53,704,000 | 54,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 4,931,000 | 7,232,000 | 9,533,000 |
| Interest expense | 667,000 | 1,304,000 | 1,872,000 | 2,412,000 |
| Net interest income | 1,849,000 | 3,627,000 | 5,360,000 | 7,121,000 |
| Noninterest income | 463,000 | 927,000 | 1,464,000 | 2,065,000 |
| Noninterest expense | 1,336,000 | 2,931,000 | 4,127,000 | 5,464,000 |
| Provision for loan losses | 0 | 83,000 | 83,000 | 83,000 |
| Pretax income | 400,000 | 545,000 | 1,344,000 | 2,113,000 |
| Income tax | 67,000 | 43,000 | 251,000 | 446,000 |
| Net income | 333,000 | 502,000 | 1,093,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,803,000 | 53,972,000 | 54,564,000 | 55,136,000 |
| Total capital | 55,277,000 | 55,399,000 | 55,883,000 | 56,409,000 |
| Risk-weighted assets | 169,201,000 | 166,299,000 | 160,357,000 | 160,322,000 |