Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 261,356,000 | 249,061,000 | 245,195,000 | 238,769,000 |
| Total loans | 132,522,000 | 137,159,000 | 137,139,000 | 136,861,000 |
| Allowance for loan losses | 2,054,000 | 1,978,000 | 1,976,000 | 1,885,000 |
| Securities available for sale | 84,286,000 | 82,209,000 | 82,650,000 | 76,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,316,000 | 215,148,000 | 210,860,000 | 204,547,000 |
| Interest-bearing deposits | 194,029,000 | 186,097,000 | 183,775,000 | 182,274,000 |
| Noninterest-bearing deposits | 32,287,000 | 29,051,000 | 27,085,000 | 22,273,000 |
| Equity capital | 28,896,000 | 28,866,000 | 29,426,000 | 24,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,120,000 | 6,154,000 | 8,215,000 |
| Interest expense | 311,000 | 592,000 | 863,000 | 1,119,000 |
| Net interest income | 1,733,000 | 3,528,000 | 5,291,000 | 7,096,000 |
| Noninterest income | 443,000 | 938,000 | 1,391,000 | 1,848,000 |
| Noninterest expense | 1,581,000 | 3,161,000 | 4,799,000 | 6,687,000 |
| Provision for loan losses | 23,000 | -137,000 | -131,000 | -318,000 |
| Pretax income | 576,000 | 1,447,000 | 2,015,000 | 2,577,000 |
| Income tax | 78,000 | 309,000 | 446,000 | 583,000 |
| Net income | 498,000 | 1,138,000 | 1,569,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,352,000 | 27,880,000 | 28,131,000 | 23,982,000 |
| Total capital | 29,307,000 | 29,891,000 | 30,163,000 | 25,979,000 |
| Risk-weighted assets | 156,229,000 | 160,783,000 | 162,518,000 | 161,653,000 |