Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 236,696,000 | 249,119,000 | 253,978,000 | 250,040,000 |
| Total loans | 126,641,000 | 129,443,000 | 127,451,000 | 130,486,000 |
| Allowance for loan losses | 1,964,000 | 2,163,000 | 2,079,000 | 2,016,000 |
| Securities available for sale | 85,433,000 | 81,354,000 | 87,982,000 | 86,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,515,000 | 216,295,000 | 220,389,000 | 215,950,000 |
| Interest-bearing deposits | 181,135,000 | 191,004,000 | 194,871,000 | 188,919,000 |
| Noninterest-bearing deposits | 23,380,000 | 25,291,000 | 25,518,000 | 27,031,000 |
| Equity capital | 26,626,000 | 27,391,000 | 27,754,000 | 28,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,122,000 | 6,198,000 | 8,475,000 |
| Interest expense | 349,000 | 688,000 | 1,030,000 | 1,369,000 |
| Net interest income | 1,708,000 | 3,434,000 | 5,168,000 | 7,106,000 |
| Noninterest income | 406,000 | 847,000 | 1,313,000 | 1,775,000 |
| Noninterest expense | 1,804,000 | 3,484,000 | 5,225,000 | 6,880,000 |
| Provision for loan losses | -65,000 | 9,000 | -67,000 | -64,000 |
| Pretax income | 353,000 | 758,000 | 1,293,000 | 2,034,000 |
| Income tax | 21,000 | 61,000 | 107,000 | 304,000 |
| Net income | 332,000 | 697,000 | 1,186,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,086,000 | 25,447,000 | 25,943,000 | 26,251,000 |
| Total capital | 26,913,000 | 27,307,000 | 27,831,000 | 28,180,000 |
| Risk-weighted assets | 145,986,000 | 148,422,000 | 150,713,000 | 154,063,000 |