Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 251,218,000 | 255,215,000 | 252,986,000 | 238,979,000 |
| Total loans | 129,357,000 | 130,782,000 | 129,926,000 | 126,296,000 |
| Allowance for loan losses | 3,035,000 | 2,632,000 | 2,410,000 | 2,151,000 |
| Securities available for sale | 93,429,000 | 88,866,000 | 91,181,000 | 87,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,649,000 | 222,946,000 | 220,311,000 | 207,031,000 |
| Interest-bearing deposits | 194,101,000 | 194,160,000 | 190,393,000 | 181,647,000 |
| Noninterest-bearing deposits | 23,548,000 | 28,786,000 | 29,918,000 | 25,384,000 |
| Equity capital | 27,411,000 | 26,126,000 | 26,337,000 | 25,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,419,000 | 6,612,000 | 8,769,000 |
| Interest expense | 414,000 | 814,000 | 1,214,000 | 1,595,000 |
| Net interest income | 1,817,000 | 3,605,000 | 5,398,000 | 7,174,000 |
| Noninterest income | 338,000 | 613,000 | 1,017,000 | 1,441,000 |
| Noninterest expense | 1,755,000 | 3,533,000 | 5,219,000 | 7,350,000 |
| Provision for loan losses | 125,000 | 250,000 | 350,000 | 475,000 |
| Pretax income | 279,000 | 443,000 | 858,000 | 802,000 |
| Income tax | 39,000 | 5,000 | 68,000 | -24,000 |
| Net income | 240,000 | 438,000 | 790,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,018,000 | 24,680,000 | 24,908,000 | 24,853,000 |
| Total capital | 27,839,000 | 26,525,000 | 26,738,000 | 26,680,000 |
| Risk-weighted assets | 144,455,000 | 146,803,000 | 145,858,000 | 145,832,000 |