Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 260,500,000 | 262,012,000 | 255,817,000 | 259,780,000 |
| Total loans | 142,021,000 | 136,569,000 | 134,979,000 | 131,337,000 |
| Allowance for loan losses | 3,366,000 | 3,117,000 | 3,000,000 | 2,971,000 |
| Securities available for sale | 92,815,000 | 95,981,000 | 97,574,000 | 93,952,000 |
| Securities held to maturity | 380,000 | 380,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,148,000 | 228,842,000 | 221,718,000 | 226,124,000 |
| Interest-bearing deposits | 203,953,000 | 203,761,000 | 198,159,000 | 200,519,000 |
| Noninterest-bearing deposits | 23,195,000 | 25,081,000 | 23,559,000 | 25,605,000 |
| Equity capital | 26,590,000 | 26,883,000 | 27,611,000 | 27,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,066,000 | 7,464,000 | 9,746,000 |
| Interest expense | 570,000 | 1,123,000 | 1,665,000 | 2,180,000 |
| Net interest income | 2,004,000 | 3,943,000 | 5,799,000 | 7,566,000 |
| Noninterest income | 12,000 | 163,000 | 509,000 | 964,000 |
| Noninterest expense | 1,824,000 | 3,594,000 | 5,233,000 | 7,090,000 |
| Provision for loan losses | 375,000 | 500,000 | 340,000 | 601,000 |
| Pretax income | -179,000 | 66,000 | 795,000 | 915,000 |
| Income tax | -157,000 | -134,000 | 60,000 | 18,000 |
| Net income | -22,000 | 200,000 | 735,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,255,000 | 25,329,000 | 25,863,000 | 25,942,000 |
| Total capital | 27,216,000 | 27,210,000 | 27,736,000 | 27,778,000 |
| Risk-weighted assets | 155,513,000 | 149,269,000 | 148,711,000 | 145,707,000 |