Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 262,118,000 | 264,797,000 | 261,456,000 | 264,812,000 |
| Total loans | 150,215,000 | 152,360,000 | 146,864,000 | 144,020,000 |
| Allowance for loan losses | 3,223,000 | 3,424,000 | 3,154,000 | 3,091,000 |
| Securities available for sale | 78,154,000 | 79,112,000 | 86,287,000 | 92,684,000 |
| Securities held to maturity | 630,000 | 380,000 | 380,000 | 380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,525,000 | 230,640,000 | 226,663,000 | 231,422,000 |
| Interest-bearing deposits | 204,700,000 | 203,534,000 | 204,234,000 | 204,846,000 |
| Noninterest-bearing deposits | 23,825,000 | 27,106,000 | 22,429,000 | 26,576,000 |
| Equity capital | 25,673,000 | 26,583,000 | 27,440,000 | 26,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,744,000 | 5,506,000 | 8,386,000 | 11,043,000 |
| Interest expense | 676,000 | 1,343,000 | 2,005,000 | 2,605,000 |
| Net interest income | 2,068,000 | 4,163,000 | 6,381,000 | 8,438,000 |
| Noninterest income | 257,000 | 712,000 | 813,000 | 1,195,000 |
| Noninterest expense | 1,654,000 | 3,482,000 | 5,103,000 | 6,692,000 |
| Provision for loan losses | 330,000 | 590,000 | 590,000 | 1,900,000 |
| Pretax income | 415,000 | 987,000 | 1,736,000 | 1,304,000 |
| Income tax | 56,000 | 182,000 | 364,000 | 143,000 |
| Net income | 359,000 | 805,000 | 1,372,000 | 1,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,098,000 | 25,390,000 | 25,805,000 | 25,425,000 |
| Total capital | 27,167,000 | 27,454,000 | 27,793,000 | 27,422,000 |
| Risk-weighted assets | 164,384,000 | 163,727,000 | 157,913,000 | 158,850,000 |