Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 263,252,000 | 267,607,000 | 263,937,000 | 260,907,000 |
| Total loans | 169,225,000 | 164,788,000 | 159,097,000 | 154,981,000 |
| Allowance for loan losses | 3,490,000 | 3,775,000 | 3,196,000 | 3,355,000 |
| Securities available for sale | 68,522,000 | 78,653,000 | 77,010,000 | 74,849,000 |
| Securities held to maturity | 630,000 | 630,000 | 630,000 | 630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,225,000 | 233,560,000 | 228,718,000 | 226,727,000 |
| Interest-bearing deposits | 210,155,000 | 214,657,000 | 208,245,000 | 205,871,000 |
| Noninterest-bearing deposits | 16,070,000 | 18,903,000 | 20,473,000 | 20,856,000 |
| Equity capital | 24,381,000 | 24,799,000 | 25,900,000 | 25,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,230,000 | 9,268,000 | 12,164,000 |
| Interest expense | 1,089,000 | 2,198,000 | 3,161,000 | 3,900,000 |
| Net interest income | 2,020,000 | 4,032,000 | 6,107,000 | 8,264,000 |
| Noninterest income | 362,000 | 746,000 | 1,222,000 | 1,725,000 |
| Noninterest expense | 1,740,000 | 3,670,000 | 5,362,000 | 7,067,000 |
| Provision for loan losses | 660,000 | 940,000 | 1,120,000 | 1,340,000 |
| Pretax income | 64,000 | 450,000 | 1,150,000 | 1,889,000 |
| Income tax | -73,000 | -32,000 | 132,000 | 291,000 |
| Net income | 137,000 | 482,000 | 1,018,000 | 1,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,647,000 | 23,909,000 | 24,326,000 | 24,823,000 |
| Total capital | 25,856,000 | 26,118,000 | 26,446,000 | 26,899,000 |
| Risk-weighted assets | 175,407,000 | 175,187,000 | 168,557,000 | 164,764,000 |