Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 240,039,000 | 247,859,000 | 251,588,000 | 257,470,000 |
| Total loans | 177,788,000 | 180,872,000 | 179,518,000 | 174,132,000 |
| Allowance for loan losses | 2,221,000 | 2,435,000 | 3,033,000 | 3,094,000 |
| Securities available for sale | 46,307,000 | 46,757,000 | 50,543,000 | 56,420,000 |
| Securities held to maturity | 1,315,000 | 995,000 | 630,000 | 630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,067,000 | 208,160,000 | 210,668,000 | 218,193,000 |
| Interest-bearing deposits | 181,775,000 | 189,000,000 | 194,472,000 | 202,110,000 |
| Noninterest-bearing deposits | 17,292,000 | 19,160,000 | 16,196,000 | 16,083,000 |
| Equity capital | 23,883,000 | 23,869,000 | 24,812,000 | 24,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,263,000 | 6,581,000 | 9,859,000 | 13,050,000 |
| Interest expense | 1,148,000 | 2,292,000 | 3,426,000 | 4,530,000 |
| Net interest income | 2,115,000 | 4,289,000 | 6,433,000 | 8,520,000 |
| Noninterest income | 398,000 | 789,000 | 1,222,000 | 1,622,000 |
| Noninterest expense | 1,610,000 | 3,332,000 | 4,941,000 | 6,555,000 |
| Provision for loan losses | 86,000 | 550,000 | 1,450,000 | 2,400,000 |
| Pretax income | 822,000 | 1,018,000 | 1,208,000 | 1,335,000 |
| Income tax | 232,000 | 223,000 | 201,000 | 256,000 |
| Net income | 590,000 | 795,000 | 1,007,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,410,000 | 23,532,000 | 23,661,000 | 23,594,000 |
| Total capital | 25,631,000 | 25,843,000 | 25,922,000 | 25,810,000 |
| Risk-weighted assets | 182,327,000 | 184,772,000 | 180,140,000 | 176,407,000 |