Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,693,000 | 225,193,000 | 231,207,000 | 224,608,000 |
| Total loans | 166,532,000 | 164,590,000 | 170,219,000 | 167,774,000 |
| Allowance for loan losses | 1,782,000 | 1,588,000 | 1,799,000 | 1,882,000 |
| Securities available for sale | 40,523,000 | 43,651,000 | 44,773,000 | 42,390,000 |
| Securities held to maturity | 3,024,000 | 2,888,000 | 2,887,000 | 2,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,957,000 | 191,330,000 | 194,899,000 | 182,923,000 |
| Interest-bearing deposits | 164,143,000 | 168,098,000 | 170,590,000 | 159,317,000 |
| Noninterest-bearing deposits | 22,814,000 | 23,232,000 | 24,309,000 | 23,606,000 |
| Equity capital | 21,169,000 | 21,297,000 | 22,243,000 | 23,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,748,000 | 7,620,000 | 11,610,000 | 15,529,000 |
| Interest expense | 1,576,000 | 3,197,000 | 4,919,000 | 6,585,000 |
| Net interest income | 2,172,000 | 4,423,000 | 6,691,000 | 8,944,000 |
| Noninterest income | 306,000 | 636,000 | 952,000 | 1,303,000 |
| Noninterest expense | 1,345,000 | 2,796,000 | 4,220,000 | 5,526,000 |
| Provision for loan losses | 150,000 | 330,000 | 470,000 | 605,000 |
| Pretax income | 971,000 | 1,895,000 | 2,915,000 | 4,110,000 |
| Income tax | 303,000 | 601,000 | 924,000 | 1,301,000 |
| Net income | 668,000 | 1,294,000 | 1,991,000 | 2,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,247,000 | 21,729,000 | 22,281,000 | 22,920,000 |
| Total capital | 23,029,000 | 23,317,000 | 24,080,000 | 24,802,000 |
| Risk-weighted assets | 166,392,000 | 167,142,000 | 173,234,000 | 171,411,000 |