Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 208,882,000 | 212,473,000 | 217,579,000 | 241,619,000 |
| Total loans | 164,767,000 | 164,477,000 | 167,411,000 | 169,880,000 |
| Allowance for loan losses | 1,881,000 | 1,824,000 | 1,964,000 | 1,632,000 |
| Securities available for sale | 28,969,000 | 29,811,000 | 36,787,000 | 38,867,000 |
| Securities held to maturity | 3,898,000 | 3,412,000 | 3,166,000 | 3,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,036,000 | 180,762,000 | 182,300,000 | 205,401,000 |
| Interest-bearing deposits | 153,433,000 | 159,875,000 | 161,777,000 | 184,558,000 |
| Noninterest-bearing deposits | 19,603,000 | 20,887,000 | 20,523,000 | 20,843,000 |
| Equity capital | 18,805,000 | 19,170,000 | 20,027,000 | 20,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,329,000 | 6,882,000 | 10,601,000 | 14,470,000 |
| Interest expense | 1,194,000 | 2,507,000 | 3,945,000 | 5,539,000 |
| Net interest income | 2,135,000 | 4,375,000 | 6,656,000 | 8,931,000 |
| Noninterest income | 287,000 | 573,000 | 871,000 | 1,134,000 |
| Noninterest expense | 1,230,000 | 2,573,000 | 3,874,000 | 5,253,000 |
| Provision for loan losses | 120,000 | 320,000 | 500,000 | 635,000 |
| Pretax income | 1,054,000 | 2,025,000 | 3,123,000 | 4,147,000 |
| Income tax | 371,000 | 717,000 | 1,110,000 | 1,457,000 |
| Net income | 683,000 | 1,308,000 | 2,013,000 | 2,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,173,000 | 19,660,000 | 20,227,000 | 20,724,000 |
| Total capital | 21,054,000 | 21,484,000 | 22,191,000 | 22,356,000 |
| Risk-weighted assets | 158,946,000 | 161,245,000 | 166,575,000 | 173,476,000 |