Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 136,477,000 | 141,806,000 | 145,868,000 | 150,799,000 |
| Total loans | 105,512,000 | 107,680,000 | 106,685,000 | 110,189,000 |
| Allowance for loan losses | 909,000 | 1,003,000 | 1,012,000 | 1,036,000 |
| Securities available for sale | 11,857,000 | 21,075,000 | 23,581,000 | 22,764,000 |
| Securities held to maturity | 5,462,000 | 4,318,000 | 4,317,000 | 6,704,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,219,000 | 126,383,000 | 130,522,000 | 134,253,000 |
| Interest-bearing deposits | 105,384,000 | 110,276,000 | 114,712,000 | 118,643,000 |
| Noninterest-bearing deposits | 14,835,000 | 16,107,000 | 15,810,000 | 15,610,000 |
| Equity capital | 11,002,000 | 11,181,000 | 11,251,000 | 11,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,137,000 | 4,312,000 | 6,500,000 | 8,645,000 |
| Interest expense | 765,000 | 1,525,000 | 2,252,000 | 2,925,000 |
| Net interest income | 1,372,000 | 2,787,000 | 4,248,000 | 5,720,000 |
| Noninterest income | 190,000 | 170,000 | 379,000 | 638,000 |
| Noninterest expense | 1,039,000 | 2,051,000 | 3,067,000 | 4,130,000 |
| Provision for loan losses | 105,000 | 209,000 | 239,000 | 304,000 |
| Pretax income | 418,000 | 700,000 | 1,324,000 | 2,008,000 |
| Income tax | 141,000 | 228,000 | 450,000 | 695,000 |
| Net income | 277,000 | 472,000 | 874,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,025,000 | 11,102,000 | 11,127,000 | 11,428,000 |
| Total capital | 11,934,000 | 12,105,000 | 12,139,000 | 12,464,000 |
| Risk-weighted assets | 98,376,000 | 100,706,000 | 99,713,000 | 102,358,000 |