Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 134,543,000 | 127,539,000 | 128,968,000 | 130,986,000 |
| Total loans | 91,189,000 | 94,032,000 | 98,838,000 | 103,253,000 |
| Allowance for loan losses | 651,000 | 681,000 | 748,000 | 837,000 |
| Securities available for sale | 6,003,000 | 10,680,000 | 9,120,000 | 10,434,000 |
| Securities held to maturity | 26,769,000 | 12,407,000 | 7,284,000 | 6,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,407,000 | 106,557,000 | 112,987,000 | 115,083,000 |
| Interest-bearing deposits | 90,273,000 | 94,525,000 | 99,650,000 | 99,084,000 |
| Noninterest-bearing deposits | 11,134,000 | 12,032,000 | 13,337,000 | 15,999,000 |
| Equity capital | 10,757,000 | 10,936,000 | 10,684,000 | 10,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,292,000 | 4,673,000 | 6,982,000 | 9,183,000 |
| Interest expense | 1,112,000 | 2,257,000 | 3,264,000 | 4,124,000 |
| Net interest income | 1,180,000 | 2,416,000 | 3,718,000 | 5,059,000 |
| Noninterest income | 112,000 | 295,000 | 463,000 | 673,000 |
| Noninterest expense | 809,000 | 1,644,000 | 2,503,000 | 3,362,000 |
| Provision for loan losses | 30,000 | 70,000 | 152,000 | 257,000 |
| Pretax income | 453,000 | 997,000 | 1,526,000 | 2,113,000 |
| Income tax | 150,000 | 330,000 | 507,000 | 708,000 |
| Net income | 303,000 | 667,000 | 1,019,000 | 1,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,756,000 | 10,926,000 | 10,637,000 | 10,876,000 |
| Total capital | 11,407,000 | 11,607,000 | 11,385,000 | 11,713,000 |
| Risk-weighted assets | 86,135,000 | 86,785,000 | 90,657,000 | 94,425,000 |