Call reports 2025
ROLETTE STATE BANK — 2025
What ROLETTE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 46,886,000 | 47,257,000 | 47,969,000 | 49,247,000 |
| Total loans | 33,821,000 | 35,639,000 | 35,711,000 | 34,866,000 |
| Allowance for loan losses | 275,000 | 277,000 | 278,000 | 374,000 |
| Securities available for sale | 4,414,000 | 4,022,000 | 4,029,000 | 4,031,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,827,000 | 42,087,000 | 42,538,000 | 43,985,000 |
| Interest-bearing deposits | 33,257,000 | 31,929,000 | 33,348,000 | 33,500,000 |
| Noninterest-bearing deposits | 8,570,000 | 10,158,000 | 9,190,000 | 10,485,000 |
| Equity capital | 4,640,000 | 4,886,000 | 5,111,000 | 4,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,392,000 | 2,142,000 | 2,890,000 |
| Interest expense | 176,000 | 353,000 | 534,000 | 723,000 |
| Net interest income | 495,000 | 1,039,000 | 1,608,000 | 2,167,000 |
| Noninterest income | 54,000 | 318,000 | 402,000 | 452,000 |
| Noninterest expense | 363,000 | 798,000 | 1,172,000 | 1,717,000 |
| Provision for loan losses | -4,000 | 24,000 | 25,000 | 121,000 |
| Pretax income | 186,000 | 534,000 | 813,000 | 777,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 186,000 | 534,000 | 813,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,640,000 | 4,877,000 | 5,095,000 | 4,954,000 |