Call reports 2023
ROLETTE STATE BANK — 2023
What ROLETTE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 46,375,000 | 43,846,000 | 46,901,000 | 47,153,000 |
| Total loans | 28,419,000 | 31,987,000 | 33,469,000 | 34,346,000 |
| Allowance for loan losses | 245,000 | 243,000 | 248,000 | 250,000 |
| Securities available for sale | 7,730,000 | 7,690,000 | 7,741,000 | 7,848,000 |
| Securities held to maturity | 1,600,000 | 1,600,000 | 1,600,000 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,139,000 | 39,285,000 | 38,921,000 | 37,537,000 |
| Interest-bearing deposits | 33,340,000 | 30,812,000 | 29,931,000 | 29,290,000 |
| Noninterest-bearing deposits | 8,799,000 | 8,473,000 | 8,990,000 | 8,247,000 |
| Equity capital | 3,906,000 | 3,931,000 | 4,069,000 | 4,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,100,000 | 1,710,000 | 2,336,000 |
| Interest expense | 73,000 | 165,000 | 313,000 | 497,000 |
| Net interest income | 473,000 | 935,000 | 1,397,000 | 1,839,000 |
| Noninterest income | 55,000 | 123,000 | 176,000 | 234,000 |
| Noninterest expense | 418,000 | 821,000 | 1,188,000 | 1,644,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 25,000 |
| Pretax income | 110,000 | 237,000 | 370,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 237,000 | 370,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,169,000 | 4,235,000 | 4,323,000 | 4,252,000 |
| Total capital | 4,414,000 | — | — | — |
| Risk-weighted assets | 29,549,000 | — | — | — |