Call reports 2022
ROLETTE STATE BANK — 2022
What ROLETTE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 52,295,000 | 51,045,000 | 48,357,000 | 45,143,000 |
| Total loans | 22,657,000 | 25,859,000 | 29,237,000 | 32,228,000 |
| Allowance for loan losses | 250,000 | 250,000 | 248,000 | 246,000 |
| Securities available for sale | 3,097,000 | 7,028,000 | 7,630,000 | 7,653,000 |
| Securities held to maturity | 1,604,000 | 1,600,000 | 1,600,000 | 1,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,291,000 | 47,110,000 | 44,339,000 | 41,131,000 |
| Interest-bearing deposits | 35,531,000 | 35,291,000 | 33,577,000 | 31,261,000 |
| Noninterest-bearing deposits | 12,760,000 | 11,819,000 | 10,762,000 | 9,870,000 |
| Equity capital | 3,666,000 | 3,617,000 | 3,686,000 | 3,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 321,000 | 707,000 | 1,184,000 | 1,718,000 |
| Interest expense | 55,000 | 108,000 | 156,000 | 209,000 |
| Net interest income | 266,000 | 599,000 | 1,028,000 | 1,509,000 |
| Noninterest income | 53,000 | 119,000 | 313,000 | 379,000 |
| Noninterest expense | 353,000 | 748,000 | 1,108,000 | 1,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | -34,000 | -30,000 | 233,000 | 365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -34,000 | -30,000 | 233,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,779,000 | 3,784,000 | 4,046,000 | 4,058,000 |
| Total capital | 4,029,000 | 4,034,000 | 4,294,000 | 4,304,000 |
| Risk-weighted assets | 26,930,000 | 28,309,000 | 30,766,000 | 31,846,000 |