Call reports 2021
ROLETTE STATE BANK — 2021
What ROLETTE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 46,424,000 | 44,786,000 | 44,711,000 | 45,504,000 |
| Total loans | 24,235,000 | 26,527,000 | 25,030,000 | 26,214,000 |
| Allowance for loan losses | 249,000 | 256,000 | 256,000 | 247,000 |
| Securities available for sale | 2,598,000 | 2,596,000 | 2,598,000 | 2,582,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,329,000 | 40,719,000 | 40,597,000 | 41,387,000 |
| Interest-bearing deposits | 32,250,000 | 31,666,000 | 31,539,000 | 31,638,000 |
| Noninterest-bearing deposits | 10,079,000 | 9,053,000 | 9,058,000 | 9,749,000 |
| Equity capital | 3,730,000 | 3,717,000 | 3,751,000 | 3,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 457,000 | 903,000 | 1,270,000 | 1,613,000 |
| Interest expense | 69,000 | 129,000 | 188,000 | 244,000 |
| Net interest income | 388,000 | 774,000 | 1,082,000 | 1,369,000 |
| Noninterest income | 49,000 | 88,000 | 150,000 | 239,000 |
| Noninterest expense | 352,000 | 738,000 | 1,076,000 | 1,404,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 40,000 |
| Pretax income | 85,000 | 74,000 | 106,000 | 164,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | 74,000 | 106,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,734,000 | 3,724,000 | 3,755,000 | 3,814,000 |
| Total capital | 3,983,000 | 3,980,000 | 4,011,000 | 4,061,000 |
| Risk-weighted assets | 26,410,000 | 25,936,000 | 26,562,000 | 27,489,000 |