Call reports 2020
ROLETTE STATE BANK — 2020
What ROLETTE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,014,000 | 42,157,000 | 42,229,000 | 43,870,000 |
| Total loans | 29,067,000 | 32,121,000 | 31,346,000 | 28,274,000 |
| Allowance for loan losses | 244,000 | 253,000 | 253,000 | 249,000 |
| Securities available for sale | 2,597,000 | 2,608,000 | 2,603,000 | 2,602,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,778,000 | 37,804,000 | 38,290,000 | 39,844,000 |
| Interest-bearing deposits | 29,146,000 | 29,626,000 | 29,662,000 | 31,131,000 |
| Noninterest-bearing deposits | 6,632,000 | 8,178,000 | 8,628,000 | 8,713,000 |
| Equity capital | 3,857,000 | 3,978,000 | 3,535,000 | 3,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 997,000 | 1,471,000 | 1,897,000 |
| Interest expense | 86,000 | 169,000 | 251,000 | 333,000 |
| Net interest income | 370,000 | 828,000 | 1,220,000 | 1,564,000 |
| Noninterest income | 65,000 | 115,000 | 171,000 | 231,000 |
| Noninterest expense | 419,000 | 759,000 | 1,126,000 | 1,412,000 |
| Provision for loan losses | 0 | 29,000 | 527,000 | 527,000 |
| Pretax income | 16,000 | 155,000 | -262,000 | -144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 155,000 | -262,000 | -144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,860,000 | 3,970,000 | 3,532,000 | 3,650,000 |