Call reports 2019
ROLETTE STATE BANK — 2019
What ROLETTE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 39,321,000 | 39,300,000 | 40,138,000 | 38,480,000 |
| Total loans | 29,363,000 | 30,363,000 | 32,091,000 | 30,505,000 |
| Allowance for loan losses | 273,000 | 264,000 | 246,000 | 246,000 |
| Securities available for sale | 2,571,000 | 2,593,000 | 2,593,000 | 2,597,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,171,000 | 35,091,000 | 33,886,000 | 34,245,000 |
| Interest-bearing deposits | 29,278,000 | 28,406,000 | 27,552,000 | 27,989,000 |
| Noninterest-bearing deposits | 5,893,000 | 6,685,000 | 6,334,000 | 6,256,000 |
| Equity capital | 3,786,000 | 3,837,000 | 3,844,000 | 3,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 999,000 | 1,539,000 | 2,034,000 |
| Interest expense | 78,000 | 158,000 | 243,000 | 332,000 |
| Net interest income | 420,000 | 841,000 | 1,296,000 | 1,702,000 |
| Noninterest income | 62,000 | 131,000 | 198,000 | 322,000 |
| Noninterest expense | 417,000 | 808,000 | 1,270,000 | 1,760,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 24,000 |
| Pretax income | 65,000 | 164,000 | 200,000 | 240,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 164,000 | 200,000 | 240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,815,000 | 3,844,000 | 3,851,000 | 3,845,000 |
| Total capital | 4,088,000 | 4,108,000 | 4,097,000 | 4,091,000 |
| Risk-weighted assets | 29,487,000 | 30,808,000 | 36,254,000 | 30,541,000 |