Call reports 2016
ROLETTE STATE BANK — 2016
What ROLETTE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 40,550,000 | 39,378,000 | 41,018,000 | 40,539,000 |
| Total loans | 30,776,000 | 32,239,000 | 32,811,000 | 32,843,000 |
| Allowance for loan losses | 333,000 | 332,000 | 286,000 | 304,000 |
| Securities available for sale | 2,402,000 | 2,408,000 | 2,400,000 | 2,352,000 |
| Securities held to maturity | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,723,000 | 35,545,000 | 34,066,000 | 35,734,000 |
| Interest-bearing deposits | 29,490,000 | 28,568,000 | 29,070,000 | 28,671,000 |
| Noninterest-bearing deposits | 7,233,000 | 6,977,000 | 4,996,000 | 7,063,000 |
| Equity capital | 3,481,000 | 3,500,000 | 3,588,000 | 3,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 455,000 | 896,000 | 1,375,000 | 1,838,000 |
| Interest expense | 47,000 | 97,000 | 147,000 | 201,000 |
| Net interest income | 408,000 | 799,000 | 1,228,000 | 1,637,000 |
| Noninterest income | 92,000 | 196,000 | 280,000 | 435,000 |
| Noninterest expense | 355,000 | 736,000 | 1,112,000 | 1,635,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 45,000 |
| Pretax income | 120,000 | 234,000 | 371,000 | 392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 234,000 | 371,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,478,000 | 3,492,000 | 3,588,000 | 3,520,000 |
| Total capital | 3,811,000 | 3,824,000 | 3,874,000 | 3,824,000 |
| Risk-weighted assets | 29,423,000 | 30,438,000 | 31,402,000 | 31,102,000 |