Call reports 2015
ROLETTE STATE BANK — 2015
What ROLETTE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 40,862,000 | 39,122,000 | 38,962,000 | 40,327,000 |
| Total loans | 29,298,000 | 31,052,000 | 31,833,000 | 31,673,000 |
| Allowance for loan losses | 319,000 | 318,000 | 318,000 | 314,000 |
| Securities available for sale | 2,592,000 | 2,581,000 | 2,599,000 | 2,566,000 |
| Securities held to maturity | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,212,000 | 35,487,000 | 33,642,000 | 35,183,000 |
| Interest-bearing deposits | 28,469,000 | 28,883,000 | 28,867,000 | 28,085,000 |
| Noninterest-bearing deposits | 8,743,000 | 6,604,000 | 4,775,000 | 7,098,000 |
| Equity capital | 3,301,000 | 3,320,000 | 3,467,000 | 3,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 852,000 | 1,323,000 | 1,793,000 |
| Interest expense | 49,000 | 98,000 | 148,000 | 197,000 |
| Net interest income | 375,000 | 754,000 | 1,175,000 | 1,596,000 |
| Noninterest income | 75,000 | 175,000 | 268,000 | 357,000 |
| Noninterest expense | 359,000 | 737,000 | 1,077,000 | 1,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 91,000 | 192,000 | 366,000 | 338,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 0 |
| Net income | 88,000 | 189,000 | 363,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,308,000 | 3,339,000 | 3,468,000 | 3,358,000 |
| Total capital | 3,627,000 | 3,657,000 | 3,786,000 | 3,672,000 |
| Risk-weighted assets | 27,911,000 | 28,824,000 | 29,514,000 | 30,075,000 |