Call reports 2014
ROLETTE STATE BANK — 2014
What ROLETTE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 40,783,000 | 39,568,000 | 39,551,000 | 41,275,000 |
| Total loans | 27,137,000 | 29,087,000 | 30,638,000 | 31,227,000 |
| Allowance for loan losses | 335,000 | 333,000 | 329,000 | 322,000 |
| Securities available for sale | 2,521,000 | 2,551,000 | 2,540,000 | 2,562,000 |
| Securities held to maturity | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,351,000 | 36,126,000 | 36,007,000 | 37,767,000 |
| Interest-bearing deposits | 29,242,000 | 27,728,000 | 30,087,000 | 28,715,000 |
| Noninterest-bearing deposits | 8,109,000 | 8,398,000 | 5,920,000 | 9,052,000 |
| Equity capital | 3,098,000 | 3,127,000 | 3,201,000 | 3,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 805,000 | 1,267,000 | 1,725,000 |
| Interest expense | 52,000 | 103,000 | 154,000 | 205,000 |
| Net interest income | 348,000 | 702,000 | 1,113,000 | 1,520,000 |
| Noninterest income | 81,000 | 175,000 | 254,000 | 356,000 |
| Noninterest expense | 427,000 | 795,000 | 1,155,000 | 1,631,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,000 | 82,000 | 212,000 | 245,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 0 | 80,000 | 210,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,178,000 | 3,177,000 | 3,262,000 | 3,220,000 |
| Total capital | 3,513,000 | 3,510,000 | 3,591,000 | 3,542,000 |
| Risk-weighted assets | 27,452,000 | 28,189,000 | 28,573,000 | 29,880,000 |