Call reports 2013
ROLETTE STATE BANK — 2013
What ROLETTE STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,227,000 | 36,797,000 | 37,085,000 | 37,089,000 |
| Total loans | 27,062,000 | 27,852,000 | 28,913,000 | 27,737,000 |
| Allowance for loan losses | 266,000 | 256,000 | 340,000 | 339,000 |
| Securities available for sale | 2,610,000 | 2,519,000 | 2,514,000 | 2,488,000 |
| Securities held to maturity | 1,400,000 | 1,400,000 | 1,400,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,715,000 | 33,395,000 | 33,706,000 | 33,728,000 |
| Interest-bearing deposits | 28,798,000 | 26,750,000 | 27,523,000 | 26,850,000 |
| Noninterest-bearing deposits | 5,917,000 | 6,645,000 | 6,183,000 | 6,878,000 |
| Equity capital | 3,147,000 | 3,103,000 | 3,049,000 | 3,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 815,000 | 1,253,000 | 1,668,000 |
| Interest expense | 55,000 | 109,000 | 159,000 | 211,000 |
| Net interest income | 356,000 | 706,000 | 1,094,000 | 1,457,000 |
| Noninterest income | 72,000 | 160,000 | 241,000 | 334,000 |
| Noninterest expense | 406,000 | 762,000 | 1,148,000 | 1,529,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 22,000 | 104,000 | 87,000 | 162,000 |
| Income tax | 2,000 | -25,000 | -25,000 | -25,000 |
| Net income | 20,000 | 129,000 | 112,000 | 187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,141,000 | 3,185,000 | 3,136,000 | 3,177,000 |
| Total capital | 3,407,000 | 3,441,000 | 3,476,000 | 3,502,000 |
| Risk-weighted assets | 27,700,000 | 27,213,000 | 26,524,000 | 25,996,000 |