Call reports 2012
ROLETTE STATE BANK — 2012
What ROLETTE STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,183,000 | 37,610,000 | 36,199,000 | 37,600,000 |
| Total loans | 27,468,000 | 30,330,000 | 27,872,000 | 28,662,000 |
| Allowance for loan losses | 274,000 | 273,000 | 272,000 | 270,000 |
| Securities available for sale | 2,416,000 | 2,414,000 | 2,217,000 | 2,216,000 |
| Securities held to maturity | 1,601,000 | 1,200,000 | 1,200,000 | 1,400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,740,000 | 33,759,000 | 32,653,000 | 34,141,000 |
| Interest-bearing deposits | 28,349,000 | 27,039,000 | 26,643,000 | 26,456,000 |
| Noninterest-bearing deposits | 7,391,000 | 6,720,000 | 6,010,000 | 7,685,000 |
| Equity capital | 3,103,000 | 3,123,000 | 3,176,000 | 3,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 842,000 | 1,298,000 | 1,729,000 |
| Interest expense | 61,000 | 121,000 | 180,000 | 235,000 |
| Net interest income | 341,000 | 721,000 | 1,118,000 | 1,494,000 |
| Noninterest income | 64,000 | 132,000 | 214,000 | 327,000 |
| Noninterest expense | 368,000 | 714,000 | 1,092,000 | 1,590,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 139,000 | 240,000 | 231,000 |
| Income tax | 2,000 | 8,000 | 14,000 | 14,000 |
| Net income | 35,000 | 131,000 | 226,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,088,000 | 3,110,000 | 3,165,000 | 3,120,000 |
| Total capital | 3,362,000 | 3,383,000 | 3,437,000 | 3,390,000 |
| Risk-weighted assets | 24,893,000 | 28,723,000 | 28,869,000 | 30,246,000 |