Call reports 2010
ROLETTE STATE BANK — 2010
What ROLETTE STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,613,000 | 33,984,000 | 32,777,000 | 31,591,000 |
| Total loans | 23,768,000 | 24,988,000 | 20,890,000 | 22,257,000 |
| Allowance for loan losses | 290,000 | 289,000 | 289,000 | 287,000 |
| Securities available for sale | 2,692,000 | 2,635,000 | 2,626,000 | 2,599,000 |
| Securities held to maturity | 998,000 | 998,000 | 998,000 | 1,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,199,000 | 30,549,000 | 29,284,000 | 28,226,000 |
| Interest-bearing deposits | 25,346,000 | 24,031,000 | 23,734,000 | 23,377,000 |
| Noninterest-bearing deposits | 5,853,000 | 6,518,000 | 5,550,000 | 4,849,000 |
| Equity capital | 3,060,000 | 3,092,000 | 3,127,000 | 3,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 751,000 | 1,150,000 | 1,506,000 |
| Interest expense | 95,000 | 191,000 | 281,000 | 362,000 |
| Net interest income | 266,000 | 560,000 | 869,000 | 1,144,000 |
| Noninterest income | 105,000 | 232,000 | 355,000 | 461,000 |
| Noninterest expense | 299,000 | 609,000 | 940,000 | 1,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 183,000 | 284,000 | 232,000 |
| Income tax | 4,000 | 11,000 | 17,000 | 17,000 |
| Net income | 68,000 | 172,000 | 267,000 | 215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,047,000 | 3,062,000 | 3,106,000 | 3,054,000 |
| Total capital | 3,337,000 | 3,351,000 | 3,395,000 | 3,341,000 |
| Risk-weighted assets | 26,824,000 | 27,701,000 | 28,391,000 | 26,173,000 |