Call reports 2009
ROLETTE STATE BANK — 2009
What ROLETTE STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 34,867,000 | 31,974,000 | 30,161,000 | 36,121,000 |
| Total loans | 23,582,000 | 23,557,000 | 22,535,000 | 22,366,000 |
| Allowance for loan losses | 301,000 | 298,000 | 298,000 | 290,000 |
| Securities available for sale | 3,126,000 | 3,106,000 | 3,111,000 | 3,095,000 |
| Securities held to maturity | 998,000 | 998,000 | 998,000 | 998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,371,000 | 28,471,000 | 26,353,000 | 32,804,000 |
| Interest-bearing deposits | 26,126,000 | 23,728,000 | 21,472,000 | 26,565,000 |
| Noninterest-bearing deposits | 5,245,000 | 4,743,000 | 4,881,000 | 6,239,000 |
| Equity capital | 3,099,000 | 3,164,000 | 3,243,000 | 2,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 765,000 | 1,165,000 | 1,540,000 |
| Interest expense | 118,000 | 228,000 | 323,000 | 414,000 |
| Net interest income | 251,000 | 537,000 | 842,000 | 1,126,000 |
| Noninterest income | 137,000 | 296,000 | 429,000 | 582,000 |
| Noninterest expense | 324,000 | 636,000 | 954,000 | 1,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 64,000 | 197,000 | 317,000 | 205,000 |
| Income tax | 4,000 | 13,000 | 19,000 | 19,000 |
| Net income | 60,000 | 184,000 | 298,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,054,000 | 3,138,000 | 3,212,000 | 2,979,000 |
| Total capital | 3,355,000 | 3,436,000 | 3,510,000 | 3,269,000 |
| Risk-weighted assets | 27,136,000 | 26,345,000 | 25,134,000 | 26,136,000 |