Call reports 2008
ROLETTE STATE BANK — 2008
What ROLETTE STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 35,059,000 | 31,460,000 | 31,666,000 | 31,267,000 |
| Total loans | 20,069,000 | 22,014,000 | 22,287,000 | 20,933,000 |
| Allowance for loan losses | 299,000 | 308,000 | 307,000 | 306,000 |
| Securities available for sale | 3,241,000 | 3,861,000 | 3,455,000 | 3,328,000 |
| Securities held to maturity | 1,429,000 | 1,399,000 | 1,399,000 | 1,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,442,000 | 28,005,000 | 28,138,000 | 27,904,000 |
| Interest-bearing deposits | 25,735,000 | 23,117,000 | 22,965,000 | 22,271,000 |
| Noninterest-bearing deposits | 5,707,000 | 4,888,000 | 5,173,000 | 5,633,000 |
| Equity capital | 3,189,000 | 3,076,000 | 3,105,000 | 3,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 932,000 | 1,384,000 | 1,811,000 |
| Interest expense | 177,000 | 337,000 | 484,000 | 619,000 |
| Net interest income | 301,000 | 595,000 | 900,000 | 1,192,000 |
| Noninterest income | 114,000 | 225,000 | 336,000 | 453,000 |
| Noninterest expense | 298,000 | 600,000 | 904,000 | 1,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | 117,000 | 220,000 | 332,000 | 262,000 |
| Income tax | 7,000 | 13,000 | 20,000 | 20,000 |
| Net income | 110,000 | 207,000 | 312,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,152,000 | 3,089,000 | 3,124,000 | 2,993,000 |
| Total capital | 3,451,000 | 3,397,000 | 3,431,000 | 3,299,000 |
| Risk-weighted assets | 24,490,000 | 25,284,000 | 26,022,000 | 24,583,000 |