Call reports 2007
ROLETTE STATE BANK — 2007
What ROLETTE STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,888,000 | 30,116,000 | 31,487,000 | 31,324,000 |
| Total loans | 17,030,000 | 19,546,000 | 20,210,000 | 20,966,000 |
| Allowance for loan losses | 275,000 | 283,000 | 289,000 | 299,000 |
| Securities available for sale | 9,034,000 | 3,721,000 | 3,775,000 | 3,605,000 |
| Securities held to maturity | 2,059,000 | 2,030,000 | 2,030,000 | 2,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,401,000 | 26,657,000 | 27,719,000 | 26,917,000 |
| Interest-bearing deposits | 24,027,000 | 21,106,000 | 22,942,000 | 21,486,000 |
| Noninterest-bearing deposits | 5,374,000 | 5,551,000 | 4,777,000 | 5,431,000 |
| Equity capital | 3,039,000 | 3,119,000 | 3,339,000 | 3,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,005,000 | 1,503,000 | 1,996,000 |
| Interest expense | 185,000 | 347,000 | 507,000 | 671,000 |
| Net interest income | 322,000 | 658,000 | 996,000 | 1,325,000 |
| Noninterest income | 148,000 | 333,000 | 520,000 | 712,000 |
| Noninterest expense | 293,000 | 572,000 | 874,000 | 1,560,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 40,000 |
| Pretax income | 177,000 | 398,000 | 621,000 | 436,000 |
| Income tax | 11,000 | 24,000 | 37,000 | 37,000 |
| Net income | 166,000 | 374,000 | 584,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,099,000 | 3,192,000 | 3,362,000 | 3,042,000 |
| Total capital | 3,371,000 | 3,475,000 | 3,651,000 | 3,341,000 |
| Risk-weighted assets | 21,759,000 | 23,119,000 | 23,932,000 | 24,494,000 |