Call reports 2006
ROLETTE STATE BANK — 2006
What ROLETTE STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 30,091,000 | 32,109,000 | 34,945,000 | 35,417,000 |
| Total loans | 16,729,000 | 17,978,000 | 17,944,000 | 18,334,000 |
| Allowance for loan losses | 291,000 | 275,000 | 243,000 | 276,000 |
| Securities available for sale | 4,571,000 | 8,287,000 | 10,351,000 | 10,363,000 |
| Securities held to maturity | 2,087,000 | 2,059,000 | 2,059,000 | 2,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,881,000 | 28,861,000 | 31,417,000 | 30,837,000 |
| Interest-bearing deposits | 21,692,000 | 23,366,000 | 26,245,000 | 25,033,000 |
| Noninterest-bearing deposits | 5,189,000 | 5,495,000 | 5,172,000 | 5,804,000 |
| Equity capital | 2,879,000 | 2,922,000 | 3,090,000 | 2,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 910,000 | 1,461,000 | 2,000,000 |
| Interest expense | 112,000 | 237,000 | 429,000 | 640,000 |
| Net interest income | 332,000 | 673,000 | 1,032,000 | 1,360,000 |
| Noninterest income | 134,000 | 277,000 | 414,000 | 544,000 |
| Noninterest expense | 314,000 | 595,000 | 889,000 | 1,411,000 |
| Provision for loan losses | 0 | 50,000 | 105,000 | 140,000 |
| Pretax income | 152,000 | 305,000 | 450,000 | 351,000 |
| Income tax | 8,000 | 15,000 | 22,000 | 28,000 |
| Net income | 144,000 | 290,000 | 428,000 | 323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,993,000 | 3,069,000 | 3,172,000 | 2,933,000 |
| Total capital | 3,249,000 | 3,344,000 | 3,415,000 | 3,209,000 |
| Risk-weighted assets | 20,466,000 | 22,021,000 | 22,772,000 | 23,261,000 |