Call reports 2005
ROLETTE STATE BANK — 2005
What ROLETTE STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 29,803,000 | 26,678,000 | 29,148,000 | 32,037,000 |
| Total loans | 14,809,000 | 16,298,000 | 16,982,000 | 16,443,000 |
| Allowance for loan losses | 352,000 | 344,000 | 355,000 | 292,000 |
| Securities available for sale | 4,919,000 | 4,482,000 | 3,928,000 | 4,412,000 |
| Securities held to maturity | 2,114,000 | 2,087,000 | 2,087,000 | 2,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,709,000 | 23,556,000 | 25,939,000 | 28,986,000 |
| Interest-bearing deposits | 21,580,000 | 19,282,000 | 21,530,000 | 21,828,000 |
| Noninterest-bearing deposits | 5,129,000 | 4,274,000 | 4,409,000 | 7,158,000 |
| Equity capital | 2,799,000 | 2,848,000 | 2,870,000 | 2,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 759,000 | 1,159,000 | 1,581,000 |
| Interest expense | 78,000 | 163,000 | 268,000 | 375,000 |
| Net interest income | 295,000 | 596,000 | 891,000 | 1,206,000 |
| Noninterest income | 114,000 | 238,000 | 395,000 | 552,000 |
| Noninterest expense | 272,000 | 556,000 | 853,000 | 1,297,000 |
| Provision for loan losses | 40,000 | 60,000 | 100,000 | 174,000 |
| Pretax income | 97,000 | 218,000 | 333,000 | 287,000 |
| Income tax | 7,000 | 15,000 | 23,000 | 3,000 |
| Net income | 90,000 | 203,000 | 310,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,866,000 | 2,864,000 | 2,936,000 | 2,850,000 |
| Total capital | 3,104,000 | 3,109,000 | 3,196,000 | 3,113,000 |
| Risk-weighted assets | 18,898,000 | 19,504,000 | 20,667,000 | 20,984,000 |