Call reports 2004
ROLETTE STATE BANK — 2004
What ROLETTE STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 28,067,000 | 29,036,000 | 27,810,000 | 28,431,000 |
| Total loans | 14,906,000 | 15,452,000 | 15,663,000 | 15,480,000 |
| Allowance for loan losses | 392,000 | 379,000 | 374,000 | 376,000 |
| Securities available for sale | 5,621,000 | 5,087,000 | 4,381,000 | 4,358,000 |
| Securities held to maturity | 139,000 | 1,314,000 | 1,314,000 | 1,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,024,000 | 26,075,000 | 24,579,000 | 25,450,000 |
| Interest-bearing deposits | 19,831,000 | 19,581,000 | 18,297,000 | 19,509,000 |
| Noninterest-bearing deposits | 5,193,000 | 6,494,000 | 6,282,000 | 5,941,000 |
| Equity capital | 2,766,000 | 2,709,000 | 2,941,000 | 2,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 344,000 | 680,000 | 1,042,000 | 1,426,000 |
| Interest expense | 72,000 | 141,000 | 207,000 | 275,000 |
| Net interest income | 272,000 | 539,000 | 835,000 | 1,151,000 |
| Noninterest income | 126,000 | 252,000 | 425,000 | 572,000 |
| Noninterest expense | 273,000 | 556,000 | 833,000 | 1,366,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 125,000 | 235,000 | 427,000 | 357,000 |
| Income tax | 9,000 | 16,000 | 30,000 | 30,000 |
| Net income | 116,000 | 219,000 | 397,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,750,000 | 2,818,000 | 2,961,000 | 2,776,000 |
| Total capital | 2,987,000 | 3,060,000 | 3,203,000 | 3,020,000 |
| Risk-weighted assets | 18,799,000 | 19,254,000 | 19,266,000 | 19,405,000 |