Call reports 2003
ROLETTE STATE BANK — 2003
What ROLETTE STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,118,000 | 27,622,000 | 29,707,000 | 29,502,000 |
| Total loans | 13,425,000 | 13,993,000 | 14,768,000 | 15,172,000 |
| Allowance for loan losses | 414,000 | 421,000 | 408,000 | 390,000 |
| Securities available for sale | 4,884,000 | 3,463,000 | 5,039,000 | 5,799,000 |
| Securities held to maturity | 563,000 | 339,000 | 139,000 | 139,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,141,000 | 24,631,000 | 26,657,000 | 26,639,000 |
| Interest-bearing deposits | 17,541,000 | 17,679,000 | 17,462,000 | 18,706,000 |
| Noninterest-bearing deposits | 4,600,000 | 6,952,000 | 9,195,000 | 7,933,000 |
| Equity capital | 2,681,000 | 2,722,000 | 2,751,000 | 2,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 326,000 | 645,000 | 972,000 | 1,334,000 |
| Interest expense | 92,000 | 181,000 | 266,000 | 345,000 |
| Net interest income | 234,000 | 464,000 | 706,000 | 989,000 |
| Noninterest income | 120,000 | 240,000 | 368,000 | 512,000 |
| Noninterest expense | 301,000 | 587,000 | 863,000 | 1,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 53,000 | 117,000 | 211,000 | 235,000 |
| Income tax | 4,000 | 8,000 | 15,000 | 4,000 |
| Net income | 49,000 | 109,000 | 196,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,602,000 | 2,662,000 | 2,714,000 | 2,634,000 |
| Total capital | 2,813,000 | 2,884,000 | 2,951,000 | 2,876,000 |
| Risk-weighted assets | 16,658,000 | 17,584,000 | 18,772,000 | 19,246,000 |