Call reports 2002
ROLETTE STATE BANK — 2002
What ROLETTE STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,460,000 | 25,342,000 | 24,925,000 | 23,013,000 |
| Total loans | 16,127,000 | 16,999,000 | 15,478,000 | 15,268,000 |
| Allowance for loan losses | 347,000 | 430,000 | 439,000 | 423,000 |
| Securities available for sale | 4,368,000 | 4,461,000 | 3,901,000 | 3,892,000 |
| Securities held to maturity | 1,186,000 | 1,163,000 | 763,000 | 763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,629,000 | 22,373,000 | 21,888,000 | 20,104,000 |
| Interest-bearing deposits | 19,506,000 | 17,962,000 | 16,167,000 | 15,485,000 |
| Noninterest-bearing deposits | 5,123,000 | 4,411,000 | 5,721,000 | 4,619,000 |
| Equity capital | 2,488,000 | 2,648,000 | 2,696,000 | 2,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 811,000 | 1,192,000 | 1,543,000 |
| Interest expense | 146,000 | 278,000 | 398,000 | 492,000 |
| Net interest income | 250,000 | 533,000 | 794,000 | 1,051,000 |
| Noninterest income | 82,000 | 167,000 | 258,000 | 368,000 |
| Noninterest expense | 247,000 | 524,000 | 827,000 | 1,207,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 73,000 | 152,000 | 201,000 | 188,000 |
| Income tax | 5,000 | 11,000 | 14,000 | 14,000 |
| Net income | 68,000 | 141,000 | 187,000 | 174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,517,000 | 2,590,000 | 2,601,000 | 2,553,000 |
| Total capital | 2,772,000 | 2,845,000 | 2,840,000 | 2,778,000 |
| Risk-weighted assets | 20,054,000 | 20,212,000 | 18,937,000 | 17,842,000 |