Call reports 2001
ROLETTE STATE BANK — 2001
What ROLETTE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,130,000 | 27,246,000 | 26,831,000 | 28,294,000 |
| Total loans | 16,760,000 | 18,535,000 | 18,626,000 | 18,280,000 |
| Allowance for loan losses | 459,000 | 466,000 | 447,000 | 465,000 |
| Securities available for sale | 1,813,000 | 1,998,000 | 2,237,000 | 2,619,000 |
| Securities held to maturity | 808,000 | 586,000 | 586,000 | 386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,220,000 | 24,230,000 | 23,705,000 | 25,489,000 |
| Interest-bearing deposits | 18,908,000 | 19,272,000 | 18,637,000 | 18,645,000 |
| Noninterest-bearing deposits | 7,312,000 | 4,958,000 | 5,068,000 | 6,844,000 |
| Equity capital | 2,617,000 | 2,677,000 | 2,779,000 | 2,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,043,000 | 1,546,000 | 1,992,000 |
| Interest expense | 219,000 | 444,000 | 644,000 | 813,000 |
| Net interest income | 317,000 | 599,000 | 902,000 | 1,179,000 |
| Noninterest income | 177,000 | 283,000 | 374,000 | 471,000 |
| Noninterest expense | 234,000 | 492,000 | 765,000 | 1,241,000 |
| Provision for loan losses | 48,000 | 60,000 | 72,000 | 129,000 |
| Pretax income | 212,000 | 330,000 | 439,000 | 280,000 |
| Income tax | 15,000 | 23,000 | 31,000 | 19,000 |
| Net income | 197,000 | 307,000 | 408,000 | 261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,605,000 | 2,680,000 | 2,746,000 | 2,484,000 |
| Total capital | 2,857,000 | 2,960,000 | 3,021,000 | 2,766,000 |
| Risk-weighted assets | 20,133,000 | 22,223,000 | 21,773,000 | 21,712,000 |