Call reports 2021
RELIANT BANK — 2021
What RELIANT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,050,292,000 | 3,090,069,000 | 3,005,512,000 | 2,996,642,000 |
| Total loans | 2,444,313,000 | 2,550,488,000 | 2,452,376,000 | 2,461,072,000 |
| Allowance for loan losses | 20,785,000 | 20,894,000 | 20,897,000 | 19,830,000 |
| Securities available for sale | 267,012,000 | 266,516,000 | 254,236,000 | 249,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,615,686,000 | 2,631,432,000 | 2,550,609,000 | 2,513,226,000 |
| Interest-bearing deposits | 2,034,114,000 | 2,020,942,000 | 1,917,117,000 | 1,834,761,000 |
| Noninterest-bearing deposits | 581,572,000 | 610,490,000 | 633,492,000 | 678,465,000 |
| Equity capital | 394,810,000 | 408,040,000 | 418,575,000 | 425,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 34,376,000 | 69,466,000 | 103,389,000 | 136,986,000 |
| Interest expense | 3,399,000 | 8,948,000 | 12,896,000 | 14,154,000 |
| Net interest income | 30,977,000 | 60,518,000 | 90,493,000 | 122,832,000 |
| Noninterest income | 7,330,000 | 13,093,000 | 21,532,000 | 28,522,000 |
| Noninterest expense | 21,364,000 | 41,576,000 | 62,425,000 | 85,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,072,000 | 35,130,000 | 55,114,000 | 71,706,000 |
| Income tax | 3,404,000 | 7,032,000 | 11,009,000 | 12,855,000 |
| Net income | 12,992,000 | 27,006,000 | 42,408,000 | 57,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,052,000 | 334,911,000 | 347,450,000 | 354,945,000 |
| Total capital | 345,487,000 | 356,530,000 | 369,072,000 | 375,500,000 |
| Risk-weighted assets | 2,505,667,000 | 2,680,057,000 | 2,463,952,000 | 2,705,128,000 |