Call reports 2020
RELIANT BANK — 2020
What RELIANT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,170,602,000 | 2,982,303,000 | 3,036,410,000 | 3,018,647,000 |
| Total loans | 1,690,055,000 | 2,418,864,000 | 2,457,486,000 | 2,448,307,000 |
| Allowance for loan losses | 15,121,000 | 18,237,000 | 19,834,000 | 20,636,000 |
| Securities available for sale | 256,928,000 | 249,014,000 | 273,894,000 | 256,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,733,506,000 | 2,533,705,000 | 2,568,487,000 | 2,580,428,000 |
| Interest-bearing deposits | 1,401,895,000 | 1,995,616,000 | 2,026,619,000 | 2,003,897,000 |
| Noninterest-bearing deposits | 331,611,000 | 538,089,000 | 541,868,000 | 576,531,000 |
| Equity capital | 280,851,000 | 358,049,000 | 370,231,000 | 385,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 23,356,000 | 59,220,000 | 94,985,000 | 130,264,000 |
| Interest expense | 5,284,000 | 10,174,000 | 14,411,000 | 18,268,000 |
| Net interest income | 18,072,000 | 49,046,000 | 80,574,000 | 111,996,000 |
| Noninterest income | 3,215,000 | 7,386,000 | 13,452,000 | 22,016,000 |
| Noninterest expense | 14,540,000 | 32,592,000 | 52,963,000 | 73,745,000 |
| Provision for loan losses | 2,900,000 | 5,900,000 | 7,400,000 | 8,350,000 |
| Pretax income | 3,847,000 | 18,267,000 | 33,990,000 | 51,647,000 |
| Income tax | 733,000 | 3,862,000 | 6,653,000 | 10,483,000 |
| Net income | 4,104,000 | 15,786,000 | 28,330,000 | 41,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 217,399,000 | 293,602,000 | 304,376,000 | 313,631,000 |
| Total capital | 232,945,000 | 312,264,000 | 324,635,000 | 334,917,000 |
| Risk-weighted assets | 1,792,345,000 | 2,417,137,000 | 2,435,748,000 | 2,443,625,000 |