Call reports 2019
RELIANT BANK — 2019
What RELIANT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,759,506,000 | 1,794,897,000 | 1,854,931,000 | 1,897,550,000 |
| Total loans | 1,272,151,000 | 1,324,256,000 | 1,367,436,000 | 1,447,428,000 |
| Allowance for loan losses | 11,354,000 | 11,666,000 | 12,291,000 | 12,578,000 |
| Securities available for sale | 306,804,000 | 290,370,000 | 297,310,000 | 260,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,513,324,000 | 1,552,245,000 | 1,614,049,000 | 1,630,915,000 |
| Interest-bearing deposits | 1,287,333,000 | 1,322,602,000 | 1,372,716,000 | 1,323,716,000 |
| Noninterest-bearing deposits | 225,991,000 | 229,643,000 | 241,333,000 | 307,199,000 |
| Equity capital | 222,794,000 | 221,762,000 | 226,186,000 | 245,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,845,000 | 38,536,000 | 58,743,000 | 79,179,000 |
| Interest expense | 5,183,000 | 10,854,000 | 16,792,000 | 22,359,000 |
| Net interest income | 13,662,000 | 27,682,000 | 41,951,000 | 56,820,000 |
| Noninterest income | 1,791,000 | 4,353,000 | 7,104,000 | 10,510,000 |
| Noninterest expense | 12,118,000 | 24,632,000 | 36,645,000 | 49,755,000 |
| Provision for loan losses | 0 | 200,000 | 806,000 | 1,211,000 |
| Pretax income | 3,466,000 | 7,509,000 | 11,910,000 | 17,815,000 |
| Income tax | 705,000 | 1,529,000 | 2,463,000 | 3,694,000 |
| Net income | 4,319,000 | 9,053,000 | 13,914,000 | 19,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,814,000 | 164,042,000 | 166,265,000 | 186,734,000 |
| Total capital | 179,593,000 | 176,133,000 | 178,981,000 | 199,737,000 |
| Risk-weighted assets | 1,386,914,000 | 1,428,644,000 | 1,472,604,000 | 1,562,016,000 |