Call reports 2018
RELIANT BANK — 2018
What RELIANT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,607,776,000 | 1,654,035,000 | 1,678,427,000 | 1,722,351,000 |
| Total loans | 1,130,646,000 | 1,173,614,000 | 1,206,842,000 | 1,247,211,000 |
| Allowance for loan losses | 9,730,000 | 10,169,000 | 10,698,000 | 10,892,000 |
| Securities available for sale | 286,514,000 | 304,571,000 | 289,530,000 | 292,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,350,579,000 | 1,336,652,000 | 1,395,730,000 | 1,439,919,000 |
| Interest-bearing deposits | 1,117,894,000 | 1,105,905,000 | 1,172,166,000 | 1,218,709,000 |
| Noninterest-bearing deposits | 232,685,000 | 230,747,000 | 223,564,000 | 221,210,000 |
| Equity capital | 208,908,000 | 208,699,000 | 211,529,000 | 216,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,390,000 | 33,191,000 | 50,760,000 | 69,221,000 |
| Interest expense | 2,823,000 | 6,078,000 | 9,984,000 | 14,666,000 |
| Net interest income | 13,567,000 | 27,113,000 | 40,776,000 | 54,555,000 |
| Noninterest income | 2,961,000 | 5,304,000 | 8,116,000 | 9,790,000 |
| Noninterest expense | 11,379,000 | 22,255,000 | 33,767,000 | 45,233,000 |
| Provision for loan losses | 137,000 | 437,000 | 759,000 | 1,035,000 |
| Pretax income | 5,012,000 | 9,750,000 | 14,409,000 | 18,120,000 |
| Income tax | 1,129,000 | 2,235,000 | 3,049,000 | 3,329,000 |
| Net income | 4,348,000 | 8,833,000 | 13,469,000 | 18,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,295,000 | 156,168,000 | 161,381,000 | 165,308,000 |
| Total capital | 166,184,000 | 166,762,000 | 172,504,000 | 176,625,000 |
| Risk-weighted assets | 1,252,057,000 | 1,286,459,000 | 1,329,637,000 | 1,356,176,000 |