Call reports 2017
RELIANT BANK — 2017
What RELIANT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 961,347,000 | 1,002,409,000 | 1,039,716,000 | 1,123,193,000 |
| Total loans | 707,430,000 | 731,951,000 | 768,934,000 | 817,670,000 |
| Allowance for loan losses | 9,090,000 | 9,385,000 | 9,623,000 | 9,731,000 |
| Securities available for sale | 175,766,000 | 181,289,000 | 188,777,000 | 216,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 826,307,000 | 840,366,000 | 842,639,000 | 885,229,000 |
| Interest-bearing deposits | 687,881,000 | 699,682,000 | 705,658,000 | 747,861,000 |
| Noninterest-bearing deposits | 138,426,000 | 140,684,000 | 136,981,000 | 137,368,000 |
| Equity capital | 108,355,000 | 110,755,000 | 134,087,000 | 137,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,975,000 | 18,677,000 | 29,305,000 | 40,156,000 |
| Interest expense | 1,002,000 | 2,203,000 | 3,728,000 | 5,665,000 |
| Net interest income | 7,973,000 | 16,474,000 | 25,577,000 | 34,491,000 |
| Noninterest income | 1,148,000 | 2,396,000 | 4,495,000 | 6,080,000 |
| Noninterest expense | 6,479,000 | 13,335,000 | 20,775,000 | 27,906,000 |
| Provision for loan losses | 409,000 | 655,000 | 1,195,000 | 1,316,000 |
| Pretax income | 2,269,000 | 4,939,000 | 8,161,000 | 11,408,000 |
| Income tax | 458,000 | 1,090,000 | 1,728,000 | 3,118,000 |
| Net income | 2,264,000 | 4,656,000 | 7,233,000 | 9,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,755,000 | 98,741,000 | 121,715,000 | 123,864,000 |
| Total capital | 106,845,000 | 108,126,000 | 131,338,000 | 133,595,000 |
| Risk-weighted assets | 781,742,000 | 817,464,000 | 851,726,000 | 906,405,000 |