Call reports 2011
RELIANT BANK — 2011
What RELIANT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 189,590,000 | 204,031,000 | 214,964,000 | 208,932,000 |
| Total loans | 122,235,000 | 147,248,000 | 156,075,000 | 156,086,000 |
| Allowance for loan losses | 1,691,000 | 2,016,000 | 2,148,000 | 2,185,000 |
| Securities available for sale | 49,115,000 | 47,222,000 | 38,787,000 | 37,346,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,695,000 | 147,013,000 | 160,837,000 | 158,118,000 |
| Interest-bearing deposits | 115,104,000 | 120,319,000 | 133,898,000 | 135,832,000 |
| Noninterest-bearing deposits | 26,591,000 | 26,694,000 | 26,939,000 | 22,286,000 |
| Equity capital | 31,147,000 | 31,855,000 | 32,589,000 | 32,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,151,000 | 4,551,000 | 7,102,000 | 9,704,000 |
| Interest expense | 598,000 | 1,177,000 | 1,790,000 | 2,409,000 |
| Net interest income | 1,553,000 | 3,374,000 | 5,312,000 | 7,295,000 |
| Noninterest income | 226,000 | 440,000 | 632,000 | 846,000 |
| Noninterest expense | 1,502,000 | 3,088,000 | 4,676,000 | 6,273,000 |
| Provision for loan losses | 45,000 | 386,000 | 521,000 | 643,000 |
| Pretax income | 232,000 | 340,000 | 754,000 | 1,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 340,000 | 754,000 | 1,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,589,000 | 30,720,000 | 31,157,000 | 31,305,000 |
| Total capital | 32,230,000 | 32,574,000 | 33,149,000 | 33,308,000 |
| Risk-weighted assets | 130,502,000 | 148,125,000 | 159,227,000 | 160,296,000 |