Call reports 2010
RELIANT BANK — 2010
What RELIANT BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 157,678,000 | 172,712,000 | 181,517,000 | 187,429,000 |
| Total loans | 98,795,000 | 104,816,000 | 115,993,000 | 120,235,000 |
| Allowance for loan losses | 1,357,000 | 1,406,000 | 1,624,000 | 1,646,000 |
| Securities available for sale | 44,810,000 | 41,183,000 | 46,556,000 | 49,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,893,000 | 123,401,000 | 132,297,000 | 138,737,000 |
| Interest-bearing deposits | 89,078,000 | 94,919,000 | 105,262,000 | 109,139,000 |
| Noninterest-bearing deposits | 19,815,000 | 28,482,000 | 27,035,000 | 29,599,000 |
| Equity capital | 30,919,000 | 31,546,000 | 31,516,000 | 30,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,912,000 | 3,890,000 | 6,008,000 | 8,102,000 |
| Interest expense | 533,000 | 1,100,000 | 1,688,000 | 2,299,000 |
| Net interest income | 1,379,000 | 2,790,000 | 4,320,000 | 5,803,000 |
| Noninterest income | 155,000 | 324,000 | 503,000 | 703,000 |
| Noninterest expense | 1,267,000 | 2,587,000 | 3,979,000 | 5,373,000 |
| Provision for loan losses | 75,000 | 183,000 | 401,000 | 441,000 |
| Pretax income | 192,000 | 344,000 | 516,000 | 765,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 344,000 | 516,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,999,000 | 30,176,000 | 30,375,000 | 30,337,000 |
| Total capital | 31,356,000 | 31,605,000 | 31,892,000 | 31,962,000 |
| Risk-weighted assets | 109,797,000 | 116,999,000 | 126,697,000 | 129,239,000 |