Call reports 2006
RELIANT BANK — 2006
What RELIANT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Total assets | 24,928,000 | 34,766,000 |
| Total loans | 5,281,000 | 9,610,000 |
| Allowance for loan losses | 66,000 | 120,000 |
| Securities available for sale | 7,858,000 | 15,795,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 10,792,000 | 20,798,000 |
| Interest-bearing deposits | 10,576,000 | 16,975,000 |
| Noninterest-bearing deposits | 216,000 | 3,823,000 |
| Equity capital | 14,125,000 | 13,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Interest income | 139,000 | 570,000 |
| Interest expense | 26,000 | 172,000 |
| Net interest income | 113,000 | 398,000 |
| Noninterest income | 11,000 | 89,000 |
| Noninterest expense | 915,000 | 1,814,000 |
| Provision for loan losses | 66,000 | 120,000 |
| Pretax income | -857,000 | -1,445,000 |
| Income tax | 0 | 0 |
| Net income | -857,000 | -1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q3 | 2006Q4 |
|---|---|---|
| Tier 1 capital | 14,143,000 | 13,910,000 |
| Total capital | 14,209,000 | 14,030,000 |
| Risk-weighted assets | 10,045,000 | 16,702,000 |