Call reports 2019
PEOPLES COMMUNITY BANK — 2019
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 196,418,000 | 193,863,000 | 191,820,000 | 192,317,000 |
| Total loans | 153,984,000 | 147,509,000 | 141,891,000 | 133,903,000 |
| Allowance for loan losses | 4,095,000 | 3,957,000 | 2,921,000 | 2,874,000 |
| Securities available for sale | 23,854,000 | 20,721,000 | 20,389,000 | 17,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,165,000 | 173,047,000 | 170,098,000 | 171,754,000 |
| Interest-bearing deposits | 157,810,000 | 154,169,000 | 151,446,000 | 152,545,000 |
| Noninterest-bearing deposits | 18,355,000 | 18,878,000 | 18,652,000 | 19,209,000 |
| Equity capital | 18,447,000 | 19,043,000 | 19,671,000 | 17,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,099,000 | 4,299,000 | 6,291,000 | 8,048,000 |
| Interest expense | 520,000 | 1,002,000 | 1,481,000 | 1,960,000 |
| Net interest income | 1,579,000 | 3,297,000 | 4,810,000 | 6,088,000 |
| Noninterest income | 217,000 | 437,000 | 647,000 | 753,000 |
| Noninterest expense | 1,347,000 | 2,693,000 | 4,153,000 | 8,149,000 |
| Provision for loan losses | 200,000 | 350,000 | 0 | 0 |
| Pretax income | 248,000 | 695,000 | 1,308,000 | -1,263,000 |
| Income tax | 45,000 | 128,000 | 250,000 | -352,000 |
| Net income | 203,000 | 567,000 | 1,058,000 | -911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,632,000 | 18,996,000 | 19,487,000 | 17,517,000 |
| Total capital | 20,393,000 | 20,694,000 | 21,139,000 | 19,127,000 |
| Risk-weighted assets | 138,599,000 | 133,622,000 | 130,899,000 | 127,538,000 |