Call reports 2018
PEOPLES COMMUNITY BANK — 2018
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 193,837,000 | 203,492,000 | 206,672,000 | 200,741,000 |
| Total loans | 156,819,000 | 165,423,000 | 161,806,000 | 159,051,000 |
| Allowance for loan losses | 2,189,000 | 2,207,000 | 2,229,000 | 3,915,000 |
| Securities available for sale | 25,476,000 | 24,654,000 | 24,436,000 | 27,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,797,000 | 178,003,000 | 183,324,000 | 181,789,000 |
| Interest-bearing deposits | 152,468,000 | 157,377,000 | 161,080,000 | 162,713,000 |
| Noninterest-bearing deposits | 21,329,000 | 20,626,000 | 22,244,000 | 19,076,000 |
| Equity capital | 18,929,000 | 19,314,000 | 19,578,000 | 17,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 4,102,000 | 6,297,000 | 8,380,000 |
| Interest expense | 323,000 | 712,000 | 1,154,000 | 1,677,000 |
| Net interest income | 1,637,000 | 3,390,000 | 5,143,000 | 6,703,000 |
| Noninterest income | 162,000 | 385,000 | 641,000 | 848,000 |
| Noninterest expense | 1,321,000 | 2,696,000 | 4,099,000 | 5,503,000 |
| Provision for loan losses | 0 | 25,000 | 100,000 | 2,515,000 |
| Pretax income | 478,000 | 1,054,000 | 1,585,000 | -467,000 |
| Income tax | 80,000 | 174,000 | 276,000 | -151,000 |
| Net income | 398,000 | 880,000 | 1,309,000 | -316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,596,000 | 20,023,000 | 20,397,000 | 18,429,000 |
| Total capital | 21,361,000 | 21,922,000 | 22,233,000 | 20,234,000 |
| Risk-weighted assets | 140,779,000 | 151,689,000 | 146,505,000 | 142,367,000 |