Call reports 2017
PEOPLES COMMUNITY BANK — 2017
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 179,999,000 | 180,296,000 | 182,452,000 | 184,191,000 |
| Total loans | 138,203,000 | 141,932,000 | 136,799,000 | 144,720,000 |
| Allowance for loan losses | 2,423,000 | 2,225,000 | 2,262,000 | 2,186,000 |
| Securities available for sale | 19,287,000 | 20,457,000 | 23,179,000 | 26,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,421,000 | 161,702,000 | 164,445,000 | 166,481,000 |
| Interest-bearing deposits | 142,856,000 | 145,010,000 | 147,372,000 | 148,495,000 |
| Noninterest-bearing deposits | 14,565,000 | 16,692,000 | 17,073,000 | 17,986,000 |
| Equity capital | 15,325,000 | 15,666,000 | 15,915,000 | 15,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,738,000 | 3,486,000 | 5,358,000 | 7,248,000 |
| Interest expense | 258,000 | 529,000 | 815,000 | 1,124,000 |
| Net interest income | 1,480,000 | 2,957,000 | 4,543,000 | 6,124,000 |
| Noninterest income | 214,000 | 389,000 | 589,000 | 858,000 |
| Noninterest expense | 1,255,000 | 2,590,000 | 3,917,000 | 5,257,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 414,000 | 749,000 | 1,210,000 | 1,720,000 |
| Income tax | 118,000 | 210,000 | 347,000 | 872,000 |
| Net income | 296,000 | 539,000 | 863,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,617,000 | 15,805,000 | 16,075,000 | 16,053,000 |
| Total capital | 17,169,000 | 17,412,000 | 17,641,000 | 17,687,000 |
| Risk-weighted assets | 123,320,000 | 127,989,000 | 124,602,000 | 130,188,000 |