Call reports 2016
PEOPLES COMMUNITY BANK — 2016
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,832,000 | 165,090,000 | 170,478,000 | 171,325,000 |
| Total loans | 130,879,000 | 137,955,000 | 134,767,000 | 135,501,000 |
| Allowance for loan losses | 2,489,000 | 2,498,000 | 2,529,000 | 2,397,000 |
| Securities available for sale | 15,470,000 | 13,735,000 | 16,897,000 | 18,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,257,000 | 144,294,000 | 151,256,000 | 152,269,000 |
| Interest-bearing deposits | 128,814,000 | 129,984,000 | 136,696,000 | 137,198,000 |
| Noninterest-bearing deposits | 13,443,000 | 14,310,000 | 14,560,000 | 15,071,000 |
| Equity capital | 14,562,000 | 14,811,000 | 15,067,000 | 15,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,335,000 | 5,087,000 | 6,831,000 |
| Interest expense | 209,000 | 424,000 | 655,000 | 900,000 |
| Net interest income | 1,449,000 | 2,911,000 | 4,432,000 | 5,931,000 |
| Noninterest income | 163,000 | 374,000 | 565,000 | 954,000 |
| Noninterest expense | 1,267,000 | 2,554,000 | 3,840,000 | 5,156,000 |
| Provision for loan losses | 20,000 | 70,000 | 100,000 | 100,000 |
| Pretax income | 377,000 | 752,000 | 1,177,000 | 1,749,000 |
| Income tax | 103,000 | 213,000 | 338,000 | 473,000 |
| Net income | 274,000 | 539,000 | 839,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,550,000 | 14,776,000 | 15,037,000 | 15,376,000 |
| Total capital | 16,002,000 | 16,291,000 | 16,530,000 | 16,896,000 |
| Risk-weighted assets | 115,126,000 | 120,222,000 | 118,428,000 | 120,737,000 |