Call reports 2015
PEOPLES COMMUNITY BANK — 2015
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 159,727,000 | 160,926,000 | 163,004,000 | 161,155,000 |
| Total loans | 123,552,000 | 124,970,000 | 129,466,000 | 130,255,000 |
| Allowance for loan losses | 2,408,000 | 2,253,000 | 2,304,000 | 2,465,000 |
| Securities available for sale | 20,236,000 | 18,533,000 | 17,402,000 | 18,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,067,000 | 141,231,000 | 143,032,000 | 141,110,000 |
| Interest-bearing deposits | 127,625,000 | 126,565,000 | 129,072,000 | 126,025,000 |
| Noninterest-bearing deposits | 12,442,000 | 14,666,000 | 13,960,000 | 15,085,000 |
| Equity capital | 13,862,000 | 13,833,000 | 14,053,000 | 14,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,100,000 | 4,714,000 | 6,395,000 |
| Interest expense | 199,000 | 398,000 | 607,000 | 813,000 |
| Net interest income | 1,335,000 | 2,702,000 | 4,107,000 | 5,582,000 |
| Noninterest income | 130,000 | 281,000 | 435,000 | 769,000 |
| Noninterest expense | 1,221,000 | 2,475,000 | 3,715,000 | 5,062,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 340,000 |
| Pretax income | 294,000 | 540,000 | 842,000 | 1,159,000 |
| Income tax | 70,000 | 133,000 | 229,000 | 272,000 |
| Net income | 224,000 | 407,000 | 613,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,816,000 | 13,961,000 | 14,127,000 | 14,315,000 |
| Total capital | 15,133,000 | 15,323,000 | 15,525,000 | 15,757,000 |
| Risk-weighted assets | 104,346,000 | 108,134,000 | 110,977,000 | 114,360,000 |
Machine access — free, no API key
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