Call reports 2014
PEOPLES COMMUNITY BANK — 2014
What PEOPLES COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,398,000 | 154,229,000 | 158,374,000 | 157,129,000 |
| Total loans | 107,314,000 | 109,029,000 | 113,525,000 | 122,028,000 |
| Allowance for loan losses | 2,343,000 | 2,343,000 | 2,321,000 | 2,347,000 |
| Securities available for sale | 26,483,000 | 26,836,000 | 24,587,000 | 22,909,000 |
| Securities held to maturity | 1,342,000 | 1,342,000 | 1,343,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,795,000 | 135,165,000 | 139,104,000 | 137,755,000 |
| Interest-bearing deposits | 125,382,000 | 122,093,000 | 125,831,000 | 124,263,000 |
| Noninterest-bearing deposits | 11,413,000 | 13,072,000 | 13,273,000 | 13,492,000 |
| Equity capital | 12,938,000 | 13,245,000 | 13,424,000 | 13,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,471,000 | 3,006,000 | 4,516,000 | 6,094,000 |
| Interest expense | 206,000 | 410,000 | 612,000 | 810,000 |
| Net interest income | 1,265,000 | 2,596,000 | 3,904,000 | 5,284,000 |
| Noninterest income | 130,000 | 333,000 | 492,000 | 660,000 |
| Noninterest expense | 1,225,000 | 2,439,000 | 3,685,000 | 4,979,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | 219,000 | 612,000 | 858,000 | 1,078,000 |
| Income tax | 50,000 | 155,000 | 217,000 | 260,000 |
| Net income | 169,000 | 457,000 | 641,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,139,000 | 13,388,000 | 13,533,000 | 13,632,000 |
| Total capital | 14,352,000 | 14,616,000 | 14,822,000 | 14,969,000 |
| Risk-weighted assets | 95,882,000 | 97,097,000 | 102,160,000 | 105,941,000 |